Major subject
Banking, Finance and Risk Management

The Banking, Finance and Risk Management major subject offers students a comprehensive curriculum featuring a wide range of interactive modules.

The reasons for choosing this major subject are:

• Finance is one of the ‘basics’ of business administration
• Good career prospects
• A well-structured start to a career
• Versatile applications in banks, insurance companies, management consultancies, accountancy firms, industry and the retail sector
• Every company has a finance department
• Top salaries

• The courses focus on the management functions of finance. The
• The remit and tools of financial and risk management have changed significantly, become more specialised and expanded across all sectors in recent decades. Consequently, the functions and sectors specialising in finance and risk management are undergoing growth subject areas within this specialisation address both academic and practical issues relating to financial management. and transformation.
• Financial management determines, amongst other things, which investors may make what sort of claims against the company, and thus has a significant influence on corporate policy (company valuation).
• Capital markets and their key players – the banks – have a decisive influence on the allocation of financial resources within an economy. Banks act both as suppliers and demanders of financial resources, as well as intermediaries between suppliers and demanders from the corporate and private sectors.
• Not only credit institutions but also companies’ finance departments are involved in risk management. In particular, market prices (interest rates, share prices, exchange rates) and individual credit risks (sovereign credit ratings, corporate creditworthiness) are an area in which banks specialise.
• The transfer, assumption and trading of risks have undergone rapid development as business areas for banks, other financial institutions and insurance companies.

The business world needs to recruit staff members with the following qualities:

• An understanding of the wide range of financing options, whether these involve funding from shareholders, lenders or investors whose status falls between these two distinct categories, or whether they involve companies financing themselves
• Abilities to bring about decisions regarding the raising of funds as well as those concerning their use (investment).
• Operating in the markets for the allocation of financial resources and risks.
• Designing comprehensive solutions for financing and financial investments that precisely meet the financial and security requirements of each individual case (financial engineering).
• The growing number of jobs in the financial services sector is opening up excellent career opportunities across all areas of finance. The financial services sector requires intelligent and creative ideas, which are taught within the relevant vocational training programmes.
• As virtually all major companies in the business world have their own finance departments and need to invest their assets, the field of finance offers a wide range of careers with diverse opportunities.

The major subject in ‘Banking, Finance and Risk Management’ must examine financial and risk-related issues from the perspective of both manufacturing and service companies, on the one hand, and banks specialising in finance and insurance companies specialising in risk management, on the other.

Accordingly, knowledge of

• on finance, investment and risk management

as well as

• the financial sector and capital markets

to convey.

Supporting skills:

• An interest in financial matters
• Quantitative understanding of numbers
• Knowledge of English
• Logical reasoning, combinatorics
• FinTech/InsurTech as a key focus area
• Excel skills

When these technical abilities are complemented by important additional and key competencies – such as personal commitment, relevant internships, language skills, experience abroad, and the ability to work in a team and give presentations – our graduates usually find themselves with excellent career prospects.

• The programme has long-standing links with various local companies and is therefore able to offer students a continuous programme of case studies, guest lectures from industry and field trips on current topics.
• In addition, regular field trips to various companies and financial centres are organised for students specialising in this area.
• In addition, all students from HypoVereinsbank, BayernLB and the Volks- and Raiffeisenbanks in Bavaria enrol on our bachelor's degree programme and major subject as part of a cooperative study programme.